Regulatory Lending Compliance Programs

EDS’ regulatory lending compliance services include but are not limited to:
• Basel Accords Regulatory Lending Compliance Programs
• Independent Appraisal Management and Appraisal Review Programs
• Audit Regulatory Compliance (including websites)
• Design, Write, Implement, Manage, Train, Review, and Update regulatory and internal control compliance policies and procedures tailored specifically to the bank
• Correcting Deficiencies / Examiner Criticisms (pre/post-exam)
• Independent Loan Review / Due Diligence Exams
• Internal Controls Audits (from the banker’s / examiner’s perspective)
• Independent Program Management
• Operations Reviews
• Strategic and Business Planning and Feasibility Studies
• Due Diligence Investigations
• Pre-examination Reviews
• Quality Control Audits
• Monitoring
• Risk Assessments
• Policy and Procedure Development
• Project Management
• Compliance Training Curriculum Development
• Data Reporting Clean up (Scrubs )
• Annual Independent BSA/AML Audits
• Cease and Desist Order Compliance
• Training Development (Including E-learning Modules) Covering HMDA, Fair Lending, ECOA, FCRA, SAR Reporting
• Annual Compliance Audits of the Bank Secrecy Act, Anti-Money Laundering, Deposit Operations, Lending Operations, Privacy, Internet Banking and Marketing
• Fair Lending Risk Assessments to Include Underwriter Interviews and Scoping for Comparative Analysis