EDS’ Lending Compliance Systems® Group (Compliance Group) provides U.S. and international (Basel III) regulatory compliant lending compliance programs and services and collateral-asset-life-cycle-management services to lenders throughout the world. Our cradle-to-grave suite-of-services include but are not limited to: Due Diligence, Credit Analysis and Analytics, Pre-Examination Reviews, Quality Control Audits, Monitoring, Risk Assessments, Policy and Procedure Development, Project Management, and Compliance Training Curriculum Development, Appraisal Review / Appraisal Management and Environmental Review Services, Independent Auditing, and Feasibility Studies.
Our suite-of-services are provided by our former OCC regulators and bank compliance officers holding Regulatory Compliance Manager (CRCM), Risk Professional (CRP) and Anti-Money Laundering Professional (AMLP) Certification. And, Accredited Senior Appraisers Certification with the American Society of Appraisers.
• U.S. Regulatory (Federal Reserve/FDIC/OCC/OTS/NCUA/FRB/Dodd-Frank) and International Basel III Lending Compliance Requirements
• Appraisal Review and Appraisal Management Programs and Services
• Appraisal Review Training and Seminars; U.S. Regulatory 75 FR 77450 (new 2011) Interagency Appraisal and Evaluation Guidelines Compliance
• Audit Regulatory Compliance (including websites)
• Design-Write-Implement-Manage-Train-Review and Update regulatory and internal control compliance policies and procedures tailored specifically to the institution
• Correcting Deficiencies / Examiner Criticisms (pre/post-exam)
• Independent Loan Review / Due Diligence Exams
• Internal Controls Audits (from the banker’s / examiner’s perspective)
• Independent Program Management
• Operations Reviews
• Strategic and Business Planning and Feasibility Studies
• Due Diligence Investigations
• Pre-examination Reviews
• Quality Control Audits
• Monitoring
• Risk Assessments
• Policy and Procedure Development
• Project Management
• Compliance Training Curriculum Development
• Data Reporting Clean up (Scrubs )
• Annual Independent BSA/AML Audits
• Cease and Desist Order Compliance
• Training Development (Including E-learning Modules) Covering HMDA, Fair Lending, ECOA, FCRA, SAR Reporting
• Annual Compliance Audits of the Bank Secrecy Act, Anti-Money Laundering, Deposit Operations, Lending Operations, Privacy, Internet Banking and Marketing
• Fair Lending Risk Assessments to Include Underwriter Interviews and Scoping for Comparative Analysis
