Lending Compliance Systems® provides U.S. / IVS / Basel III regulatory compliant commercial lending and collateral-asset management programs and services to regulated financial institutions, asset-based lenders, lessors, investors and many others throughout the world.
Our Compliance Group’ specialists include former OCC regulators and accredited compliance officers holding: Certified Regulatory Compliance Manager (CRCM), Certified Risk Professional (CRP), Anti-Money Laundering Professional (AMLP) certifications, as well as internationally Accredited Senior Appraisers (ASA) and site specific technical experts.
Our comprehensive deposit and lending regulatory suite-of-services include: Due Diligence, Pre-Examination Reviews, Quality Control Audits, Monitoring, Risk Assessments, Policy and Procedure Development, Project Management, and Compliance Training Curriculum Development. Our specialty areas include: Fair Lending and the litany of federal consumer lending laws, BSA/AML and other consumer regulations.
Our Credit and Appraisal Review and Appraisal Management suite-of-services include: Transactional Due Diligence, Deal Vetting, Credit Analysis and Analytics, Account Monitoring, Risk Assessments, Project Management, Independent Appraisal Review and Appraisal Management Programs and Services, Environmental Compliance and Reviews, Independent Auditing, and Feasibility Studies. Our specialty areas include: Workouts and contentious Replevin related matters.
Our Collateral-Asset Management Group provides comprehensive cradle-to-grave collateral-asset-life-cycle-management programs and services that include: Transactional Due Diligence and Deal Vetting, Credit Analysis and Analytics, Appraisal / Appraisal Review / Appraisal Management and Environmental Review Services, Collateral-Asset Field Inspections and Asset Tagging, UCC Filings, Periodic Onsite Compliance Inspections, Special-Asset Situations, Interim Crisis Management and Keeper Services, and Investment / Asset Recovery and Remarketing.
EDS’ Collateral-Asset Management Group senior management work closely with the client to analyze and determine its internal and regulatory requirements. After goals and objectives are established, our compliance teams prepare due diligence protocols, develop account and site-specific strategies, and visit the client’s location(s). We meet with borrowers and site management personnel to communicate the level of compliance its lender requires in a courteous and professional manner that leaves-no-room-for-interpretation.
EDS’ distinctive Regulatory Lending Compliance and Collateral-Asset Management Groups programs and services reduce risk and bring our clients the safety, comfort, flexibility and confidence to increase credit to existing customers and to seek out and book new business opportunities where others cannot.